Erie Insurance's Business Catastrophe Liability Policy is what is known as a Commercial Umbrella Policy.
An umbrella policy provides an additional layer of liability protection. An umbrella policy doesn't
guarantee that your business won’t get sued, but it can help protect the business’s assets if your are
involved in a lawsuit. It provides exceptional coverage when used in conjunction with one or more of
Erie’s other commercial policies.
Not only does it provide high limits of liability, it will sometimes provide extra coverage not provided
by the underlying policies. It also provides some worldwide liability coverage that is not provided
in the underlying policies.